Cover built for collectors of fine timepieces.
Luxury Watch Insurance
Fine watches combine mechanical complexity with collectible value. We protect single pieces and entire collections against loss, theft and damage, with access to authorised specialists for repair.
Overview
Why this cover matters
All-risks protection for individual watches and full collections, from daily wear to vaulted rarities.
Collection cover
Insure a full collection under one schedule with agreed values.
Authorised repair
Restoration through manufacturer-authorised watchmakers.
Appreciation tracking
Values reviewed to reflect the strong secondary market.
What’s covered
- Accidental damage and mechanical shock
- Theft and mysterious disappearance
- Loss while worn or travelling
- Water damage (for rated pieces)
- New purchases covered automatically up to a limit
Typical exclusions
- Routine servicing and battery replacement
- Cosmetic wear and scratches
- Damage from unauthorised repair
- Confiscation and war
Exclusions are indicative. Your policy wording sets out the full terms.
Who it's for
Ideal for
- Watch collectors and enthusiasts
- Authorised dealers and boutiques
- Family offices managing collections
How it works
Getting covered
- 1
Collection audit
We catalogue references, box-and-papers status and current values.
- 2
Value agreement
Each piece is placed on an agreed-value basis where appropriate.
- 3
Worldwide cover
Protection follows you and your collection across borders.
Questions
Frequently asked questions
Yes. Vintage and discontinued pieces are insured on an agreed-value basis to reflect their collector premium.
Absolutely. Cover applies whether the watch is worn, stored or travelling, subject to standard security conditions.
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Ready to protect your luxury watches?
Speak with a specialist about tailored cover for your gold, jewelry or precious assets. Every conversation is confidential and without obligation.