The complete business policy for the trade.
Jewelers Block Insurance
Jewelers Block is the specialist policy every serious trade business needs. It combines stock cover, transit, memo goods and business exposures into one wording, tailored from a single boutique to a multi-site manufacturer.
Overview
Why this cover matters
The industry-standard package for jewelers, manufacturers and wholesalers covering stock, transit and business exposures.
One wording, whole business
Stock, window, safe, transit and memo goods under one policy.
Scales with you
From a single store to international manufacturing groups.
Trade expertise
Underwriters who understand jewelry retail and production.
What’s covered
- Stock on premises, in windows and in safes
- Goods on memo and consignment
- Transit and travelling stock (reps' samples)
- Customers' goods left for repair
- Robbery, burglary and hold-up
Typical exclusions
- Window stock left out after hours
- Breach of protective safeguards
- Unexplained stock loss without records
- War and confiscation
Exclusions are indicative. Your policy wording sets out the full terms.
Who it's for
Ideal for
- Retail jewelers and boutiques
- Manufacturers and workshops
- Wholesalers and importers
How it works
Getting covered
- 1
Business review
We map your stock profile, premises and travelling exposures.
- 2
Package design
We assemble the right sections, limits and safeguards.
- 3
Ongoing partnership
Cover is reviewed as your business grows and changes.
Questions
Frequently asked questions
Jewelers Block is a specialist all-risks policy built around the movement and value concentration of the jewelry trade, going well beyond a standard commercial shop policy.
Yes. Travelling stock and reps' samples are a core part of the Jewelers Block wording, subject to standard security conditions.
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Ready to protect your jewelers block?
Speak with a specialist about tailored cover for your gold, jewelry or precious assets. Every conversation is confidential and without obligation.