Curley Insurance

Institutions

Insuring a touring exhibition, from nail to nail

James Whitfield14 January 20268 min read
Insuring a touring exhibition, from nail to nail

Key points

  • Nail-to-nail cover spans the full loan cycle
  • Condition reporting protects every party
  • Agreed values remove valuation disputes

A touring exhibition is a logistics marathon. A single piece may leave a vault, cross several borders, hang in three institutions and return home over the course of a year, changing hands dozens of times.

Nail-to-nail cover is designed for exactly this. It protects an object from the moment it leaves its home wall until it is safely rehung, spanning packing, transit, storage and display without gaps.

Condition reporting is the connective tissue. A detailed report at each hand-over protects lenders, borrowers and insurers alike, and turns any damage question into a documented fact rather than a dispute.

Agreed values complete the picture. For unique cultural objects, values are set in advance so that, in the worst case, the conversation is about restoration and recovery, not argument.

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